Lending Embedded. Capital Connected.

AI powered embedded lending gives B2B buyers the credit options they need, exactly when and where they need it. Our modular solution seamlessly connects merchants, lenders, and customers — accelerating deals, and growing finance penetration.

Talk to Sales

Why We Built Modular Embedded Finance for B2B

Illustration of Valiant Embedded Finance

ExpectationS have changed

Buyers now expect frictionless access to credit

Enables access to credit at scale

Solutions are hard to scale across SMEs due to the complexities of B2B lending

Accelerated Sales

Embedded finance-as-a-service brings lending into the sales workflow — quoting, negotiating, or checkout — not after

AI-Driven to accelerate business

Valiant's Embedded Finance Interface Illustration

AI THAT POWERS THE ENTIRE EXPERIENCE

From quote to autonomous support, AI powers every step of the journey

Explore Our AI Stack

Our AI stack is purpose-built for commercial finance. It powers embedded finance journeys, and enables customers to purchase faster, with fewer errors, less paperwork, and higher approval rates.

Smart orchestration and routing, Intelligent product matching
AI-powered fraud screening
Agentic support & enrichment

Select and Scale: Finance Infrastructure That Fits You

Capture

Trigger finance when intent is high.
Capture opportunities wherever they appear: a quote request, in store, or partner platform. Launch an instant application, generate a quote, or flag for your team to follow up.
Available via APIs, PDFs or live escalations, we fit your sales motion.

Enrich

Build a more complete customer picture.
What buyers leave out can be just as important as what they put in. Enrich partial applications with verified data from 40+ sources to validate inputs, reduce errors, and complete profiles automatically, all with full audit traceability.

Score

Built-in fraud and risk defence.
Protect your finance program from hidden risk. Run real-time fraud checks, credit assessments, and risk factor scoring at every stage of the funnel.

Screen

Connect buyers to the right finance.
Screen out mismatches and surface the best-fit finance product based on over 150 attributes. Tailor the UX for every outcome, with real-time logic for both successful and unsuccessful journeys.

Quote

Dynamic quotes in real time.
Quickly generate quotes that reflect the complexity of commercial deals, delivered in context.
Quote can handle line-by-line pricing, residual values, subsidies, deferrals, and custom terms.

Submit

Smart Finance Routing.
Avoid duplicate effort and disconnected workflows.
Automatically send applications to the right lender or team, with support for custom routing rules, cascades, and all submission formats: from secure APIs to good old emails.

Deploy Modules The Best Way For You

We’ve built a delivery framework that adapts to your business, your customer journey, and your tech stack. Whether you’re after a plug-and-play portal or deep integration into our quoting flow, our delivery options give you complete control over how finance is offered to your customers.

Portal

A complete, white-labeled finance experience. Ideal for businesses looking to offer embedded finance without building from scratch. Our hosted portal handles everything from application to lender matching, fully branded to your business.

Customizable with your brand assets and messaging
Full funnel experience — from finance discovery to settlement
Perfect for resellers, OEMs, and non-tech teams

Application

Modular, single-page apps for targeted use cases. Pick and choose the finance modules you need, from credit application to loan tracking, and drop them into your existing workflows.

Streamlined UX for specific needs and outcomes
Fast deployment without full platform integration
Quickly fill gaps in existing capabilities
Easily embed finance where it adds the most value

Embeds

Smart finance widgets that fit your branding, embedded into your existing tech. Add embedded finance into quoting tools, product pages, or sales portals. Our embeddable components work seamlessly with your front end.

Maintain UI/UX control
Pre-fill forms and leverage contextual triggers for higher conversion
Finance options appear exactly where your customer needs it

API

Developer-first endpoints for full-stack control. For teams that want to own the experience end-to-end. Our robust APIs let you integrate commercial finance logic into your platform or sales tools.

Secure, scalable, and fully documented
Real-time eligibility, pricing, and application workflows
Supports multi-lender, multi-product infrastructure

STEP 1

ENHANCE, DON’T REPLACE

Our software is built to integrate with your current platforms and processes, and connect them to a world of finance options currently inaccessible.

STEP 2

BUILT WITH YOUR CUSTOMER AT HEART

Deliver the speed and simplicity your customers expect without changing the way you work.

STEP 3

READY TO SCALE

Handle more volume while maintaining efficiency and speed.

Built for B2B Sellers and Lenders
Who Want to Move Faster

Whether you’re enabling sales or delivering finance, our embedded solution is built to fit your needs and to exceed your customers’ expectations.

MERCHANTS & RESELLERS

Speed up decisions, grow average order value, and keep customers in the funnel. With finance built into your sales process, you can:

Offer instant Quotes and to funding at the point of enquiry or checkout
Increase conversion rates and reduce friction in high-value sales
Drive larger deal sizes with access to a broad range of flexible payment options

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LENDERS

Increase finance penetration by embedding your products where buying decisions happen. Our infrastructure helps you:

Plug into digital channels and procurement platforms
Increase conversion rates and reduce friction in high-value sales
Drive larger deal sizes with access to a broad range of flexible payment options

Learn More