Finance for Sole Trader Businesses

Few things are more fulfilling than being your own boss, but launching a business solo isn’t always a breeze. Be it cash flow, development and training, or inventory management, we help make sure you have the resources to scale your business effectively.

Requesting a quote has no impact on your Credit Score.
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Finance Solutions Built for Sole Traders

Business Line of Credit

Access funds as needed to manage cash flow gaps and cover day-to-day operational expenses.

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Invoice Finance

Get cash upfront for your receivables rather than having to wait for customer payments.

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Equipment Finance

Secure capital to purchase essential equipment for your business, whatever products or services you offer.

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Business Car Loan

Obtain funding to buy a vehicle for your business, and own it from day one without having to spend thousands of dollars at once.

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Requesting a quote has no impact on your Credit Score.
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How To Apply For A Sole Trader Business Loan

STEP 1: GET A QUOTE

Tell us about your business loan needs and immediately receive quotes from over 90+ bank and non-bank lenders.

STEP 2: GET APPROVED

Confirm your quote and we handle your business loan approval so you can focus on what matters—your business.

STEP 3: GET FUNDED

Sign your finance documentation and receive funding. It is that simple.

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Requesting a quote has no impact on your credit score.

Why Choose Valiant

ONE APPLICATION TO 90+ LENDERS

We simplify business finance by handling the hard work. Complete a quick form or speak with a specialist, and we’ll match you with the right solution from 90+ lenders—often within 24 hours.

PERSONALISED SUPPORT

Our expert brokers cover all areas of commercial finance. From your first quote to settlement and beyond, you’ll have a dedicated broker by your side—ready to support your funding needs now and in the future.

BUILT FOR AUSTRALIAN SMEs

Since 2015, we’ve helped over 20,000 Australian SMEs across every industry access $2.5+ billion in funding—supporting them through challenges and unlocking new opportunities.

FAQ's

Are business overdrafts a good idea for sole traders?
Can I use a personal loan as a sole trader?
How can I apply for a sole trader business loan?
What documents do I need to apply for a sole trader loan?
How long does it take for sole traders to get finance?
Can I get a sole trader finance with bad credit?

Hear From Our Clients

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Awards

Our milestones are a testament to the amazing people behind Valiant.

fba2017_lending-innovatorINDUSTRY SUPPLIER OF THE YEAR_FINALISTFINANCE BROKER OF THE YEAR_COMMERCIAL ASSET&EQUIPMENT_FINALISTASSET & EQUIPMENT SME BDM OF THE YEAR_WINNERABA_Finance_Broker of the yearCFA24_Finalists_Customer Service Broker of the YearABA_2024-Finalist_Asset Finance Broker of the Year 1CFA24_Finalists_Cash Flow Finance Broker of the YearCFA24_Finalists_Asset Finance Brokerage of the Year